A scholarship is a financial award based on merit, such as excellent academic performance, special talents, community service, or leadership. Financial aid is a grant-based on the student's financial need, as documented by family income and assets. Every category of scholarships and financial aid is exceptionally competitive, necessitating exceptional academic records. Scholarships, grants, and awards are occasionally available through local organizations and the local American Embassy or Fulbright Commission.
International students have limited opportunities for getting loans from U.S. financial institutions. Some banks may provide the loan if any U.S. permanent residents sign the loan application as a guarantor. Students have a better chance of getting a loan in their home country with their parents or sponsor as the guarantor.
It can be very difficult for international students to receive financial aid. However, most universities allow international students to work on campus for up to 20 hours per week. Students can find out about available on-campus jobs through the Financial Aid Office. Following are some guidelines for increasing chances for getting an Assistantship or on-campus job:
- Apply for a Social Security Card. It will take approximately 10-30 days to get a Social Security Number.
- Become acquainted with the university campus
- Before the interview, learn everything possible about the professor who will be leading the research team, in order to find common points of interest.
- Before the interview, learn everything possible about the type of research that is being done.
- Contact the professor directly instead of going through a third party.
- Arrive early to your interview and bring a list of any questions that you have.
- Be confident, clear, and concise.
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